Learn More About Collections Law in Cotton Center, Texas

Cotton Center is an unincorporated community in western Hale County, Texas, United States, located approximately 12 miles southwest of Hale Center. Until the late 1800s the Comanche tribe of Native-Americans occupied the area. In 1907, with the coming of a branch of the Santa Fe Railroad, a number of farming operations were established. Cotton Center was originally created in 1925 as a consolidated school district, with a small town site, containing the school, cotton gins and various businesses to support the surrounding farms. In 1935 a local post office opened, and the first irrigation well was drilled. By the late 1940s irrigation wells proliferated, pumping water from the Ogallala Aquifer. The community revolves around farming and is tied together by the school, which as of 2005 had 140 students in pre-kindergarten through grade 12.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in Texas

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...