Learn More About Collections Law in Schertz, Texas

Schertz is a city in Bexar, Comal, and Guadalupe counties in the U.S. state of Texas within the San Antonio–New Braunfels metropolitan area. The population was 18,694 at the 2000 census. On July 16, 2007 CNNMoney. com rated Schertz: One of the Best Places to Live in the United States. In Texas, Schertz was ranked #1; Nationwide it came in at #40. Schertz is the largest city of the Randolph Metrocom, which consists of towns and cities surrounding the Randolph Air Force Base. In addition to Schertz, other Randolph Metrocom communities include Live Oak, Kirby, Converse, Marion, Cibolo, Universal City, Windcrest, Garden Ridge, and Selma. These towns are located in Comal, Bexar, and Guadalupe Counties and combined have a total of 335,000 residents and growing rapidly. Since the late 1990s, Schertz has witnessed unprecedented growth. In just over five years, from 2000–2005, the city's population jumped from 18,694 to 26,463. In 2006 alone, the population rose from 26,463 to 34,000. During that same period, the city platted 1,357 new lots and the growth shows no sign of slowdown.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in Texas

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...