Learn More About Collections Law in Stafford, Texas

Stafford is a city in the U.S. state of Texas within the Houston–Sugar Land–Baytown Metropolitan Area. Stafford is mostly in Fort Bend County with a small portion in Harris County. As of the 2000 U.S. Census, the city population was 15,681. The city has the only municipal school district in all of Texas. Stafford is served by the Houston Community College System and has a campus within the city. Stafford does not have a municipal property tax as of 1995 and the sales tax is 0.5% less than all of the surrounding cities. Even though it is known as a bedroom community of the greater Houston area, it is estimated that four times as many people work in Stafford on a week day, which is evidence of the large amount of commercial activity that helps the city financially. Many corporations both large and small including United Parcel Service, Texas Instruments, and Tyco all maintain significant operations in Stafford. As of 2008 the Mayor of Stafford is Leonard Scarcella, who was first elected in 1969 and has been a lifelong resident of the city.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in Texas

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...