Learn More About Collections Law in Vernon, Texas

Vernon is a city in Wilbarger County, Texas, United States. As of the 2000 census, the population was 11,660; it was 11,077 in the 2005 census estimate. Vernon is the county seat of Wilbarger County. Vernon is the birthplace of rock and roll singer/musician Roy Orbison and jazz trombonist Jack Teagarden. It is the hometown of fiddle player Eck Robertson and country singer Kaye Adams. Lawyer Kenneth Starr was born in 1946 in the Lockett community, six miles southwest of Vernon. Some seven million head of cattle passed through Vernon on the Great Western Trail between 1873 and the 1890s. The trail was located some ninety miles west and parallel to the better-known Chisholm Trail. On April 10, 1979, Vernon and surrounding Wilbarger County were hit by an F4 tornado. The storm, part of the 1979 Red River Valley tornado outbreak, damaged or destroyed a large part of the city and killed 11 people as it passed through Foard County and Wilbarger County before finally dissipating in rural Tillman County, Oklahoma. That same day, tornadoes also devastated the larger, nearby cities of Wichita Falls, Texas and Lawton, Oklahoma.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in Texas

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...