Consumer protection refers to the laws designed to aid retail consumers of goods and services that have been improperly manufactured, delivered, performed, handled, or described. Such laws provide the retail consumer with additional protections and remedies not generally provided to merchants and others who engage in business transactions, on the premise that the consumers do not enjoy a sufficient bargaining position with respect to the businessmen with whom they deal and therefore should not be strictly limited by the legal rules that govern recovery for damages among businessmen. The overarching goal is to protect individuals and the interest of the public in general from unfair and misleading activity in business and commerce (such as false advertising and deceptive trade practices) and scams perpetrated by criminals (such as identity theft and pyramid schemes) that harm a substantial number of consumers.
Termo (also, Snowstorm and Armstrong) is an unincorporated community in Lassen County, California. It is located on the Southern Pacific Railroad 32 miles (51 km) north-northeast of Susanville, at an elevation of 5305 feet (1617 m). This town straddles U.S. Highway 395 north of Ravendale. In 1909, Termo was the terminus of the Nevada–California–Oregon Railway. The Termo post office opened in 1908, closed in 1914, and re-opened in 1915. Termo soils are on lake terraces and in lake basins and have slopes of 0 to 2 percent. The mean annual precipitation is 9 inches (230 mm) and the mean annual temperature is 45 °F (7 °C). The ZIP code is 96132 and the area code 530.