Consumer protection refers to the laws designed to aid retail consumers of goods and services that have been improperly manufactured, delivered, performed, handled, or described. Such laws provide the retail consumer with additional protections and remedies not generally provided to merchants and others who engage in business transactions, on the premise that the consumers do not enjoy a sufficient bargaining position with respect to the businessmen with whom they deal and therefore should not be strictly limited by the legal rules that govern recovery for damages among businessmen. The overarching goal is to protect individuals and the interest of the public in general from unfair and misleading activity in business and commerce (such as false advertising and deceptive trade practices) and scams perpetrated by criminals (such as identity theft and pyramid schemes) that harm a substantial number of consumers.
Elbert is an unincorporated community and the location of a U.S. Post Office in Elbert County, Colorado, United States. The community is named for a past Colorado territorial governor and state Supreme Court Justice Samuel Hitt Elbert. The Elbert Post Office has the ZIP Code 80106. Elbert was a bustling center until May 31, 1935, when Kiowa Creek, a stream next to the community, flooded suddenly and washed away half of the community. It now is the location of only a few stores, churches, and houses. The majority of Elbert residents are involved in the agriculture sector. On June 15, 2009 at 1:46 pm, a large three quarter mile-wide, EF2 tornado touched down in rural fields west of the town. The tornado came within 2 miles of the town at its closest. The tornado destroyed a barn at a farm and damaged an airplane hangar. During the summer, Elbert is much busier due to a nearby Boy Scout Camp, Peaceful Valley Scout Ranch, which has 10,000 visitors annually. Additionally, 2.8 miles south of Elbert lies the J-CC Ranch Camp, a Jewish camp owned by the Denver Jewish Community Center. Elbert lies along Elbert Road, which connects the town of Kiowa to U.S. Route 24. The largest nearby city is Elizabeth, which is about 15 minutes' drive away.