Consumer protection refers to the laws designed to aid retail consumers of goods and services that have been improperly manufactured, delivered, performed, handled, or described. Such laws provide the retail consumer with additional protections and remedies not generally provided to merchants and others who engage in business transactions, on the premise that the consumers do not enjoy a sufficient bargaining position with respect to the businessmen with whom they deal and therefore should not be strictly limited by the legal rules that govern recovery for damages among businessmen. The overarching goal is to protect individuals and the interest of the public in general from unfair and misleading activity in business and commerce (such as false advertising and deceptive trade practices) and scams perpetrated by criminals (such as identity theft and pyramid schemes) that harm a substantial number of consumers.
Cumming is a city in Warren County, Iowa, United States. The population was 162 at the 2000 census. It is the hometown of Senator Tom Harkin. A part of the Des Moines–West Des Moines Metropolitan Statistical Area, Cumming is considered one of the smallest incorporated suburbs of the metro area. The smallest of all cities in the five-county metro area is Bevington, in Madison and Warren counties, which had a population of 58 in 2000.