Consumer protection refers to the laws designed to aid retail consumers of goods and services that have been improperly manufactured, delivered, performed, handled, or described. Such laws provide the retail consumer with additional protections and remedies not generally provided to merchants and others who engage in business transactions, on the premise that the consumers do not enjoy a sufficient bargaining position with respect to the businessmen with whom they deal and therefore should not be strictly limited by the legal rules that govern recovery for damages among businessmen. The overarching goal is to protect individuals and the interest of the public in general from unfair and misleading activity in business and commerce (such as false advertising and deceptive trade practices) and scams perpetrated by criminals (such as identity theft and pyramid schemes) that harm a substantial number of consumers.
Wyckoff is a township in Bergen County, New Jersey, United States. As of the United States 2000 Census, the township population was 16,508. It is a primarily white, upper-middle class community outside New York City. Nationwide, Wyckoff ranks 53rd in 100 highest-income places in the United States (with a population of at least 10,000). Statewide, Wyckoff ranks 44th in New Jersey locations by per capita income. From the mid-18th century, what is now Wyckoff was a community within Franklin Township, which consisted of most of northern Bergen County west of the Saddle River. Starting in the 1840s, several new municipalities were created from portions of Franklin Township, so that today what is now Wyckoff borders eight different communities. Wyckoff was formed as a township by an Act of the New Jersey Legislature on November 2, 1926, replacing Franklin Township, based on the results of a referendum held that day. Portions of Wyckoff were ceded to Midland Park based on the results of a referendum held on June 9, 1931. The most commonly given origin for the name Wyckoff, which was the origin accepted by the town committee when the town was established, is that Wyckoff is from the Lenape word "wickoff", meaning high ground, or that it is from "wickok" meaning water. Another theory is that the town was named for Brooklyn judge Pieter Claesen Wyckoff (1625-1694). The surname comes from the Dutch words "Wyk," meaning parish and "Hof," meaning court. None of these origins is supported with solid historical evidence. The town has 13 churches, one synagogue, five public schools, three volunteer fire stations, and one volunteer ambulance corps.