Consumer protection refers to the laws designed to aid retail consumers of goods and services that have been improperly manufactured, delivered, performed, handled, or described. Such laws provide the retail consumer with additional protections and remedies not generally provided to merchants and others who engage in business transactions, on the premise that the consumers do not enjoy a sufficient bargaining position with respect to the businessmen with whom they deal and therefore should not be strictly limited by the legal rules that govern recovery for damages among businessmen. The overarching goal is to protect individuals and the interest of the public in general from unfair and misleading activity in business and commerce (such as false advertising and deceptive trade practices) and scams perpetrated by criminals (such as identity theft and pyramid schemes) that harm a substantial number of consumers.
Derby, New York is a hamlet in Erie County, New York, USA. It is the Postal Address for much of the Town of Evans, within which Derby is fully contained. The Derby zip code is 14047. Derby is also home to the North Evans fire District which includes Highland Hose Volunteer Fire Company and the North Evans Volunteer Fire Company. Derby is home to the Highland Elementary School, part of the Lake Shore School District. Derby is located on the shores of Lake Erie in the southwest part of Erie County and 18 Miles south-west of Buffalo. After World War I, many wealthy Buffalo families built their summer estates there, including one called "Graycliff" designed by Frank Lloyd Wright for the family of Darwin Martin, an executive in the highly successful Larkin Soap Company. A recent restoration project has restored the house to its original condition. Also at Derby is the historic First Church of Evans Complex.