Consumer protection refers to the laws designed to aid retail consumers of goods and services that have been improperly manufactured, delivered, performed, handled, or described. Such laws provide the retail consumer with additional protections and remedies not generally provided to merchants and others who engage in business transactions, on the premise that the consumers do not enjoy a sufficient bargaining position with respect to the businessmen with whom they deal and therefore should not be strictly limited by the legal rules that govern recovery for damages among businessmen. The overarching goal is to protect individuals and the interest of the public in general from unfair and misleading activity in business and commerce (such as false advertising and deceptive trade practices) and scams perpetrated by criminals (such as identity theft and pyramid schemes) that harm a substantial number of consumers.
Monsey is a hamlet, in the Town of Ramapo, Rockland County, New York, United States located north of the state of New Jersey; east of Suffern; south of Airmont and west of Nanuet. The 2000 census listed the population at 14,503. The hamlet has a large and influential community of Orthodox Jews, consisting predominantly of Chasidim, Hareidim and other Orthodox groups, as well as the Vizhnitz-Monsey hasidim who reside mostly in the Village of Kaser. Rockland County was inhabited by the Munsee band of Lenape, or Delaware Indian, of the Algonquian languages. Monsey Glen, an Indian encampment, is located west of the intersection of NY 59 and NY 306. Numerous artifacts have been found there and some rock shelters are still visible. The Monsey railroad station, which received its name from Munsee, a Lenape chief, was built when the New York & Erie Railroad passed through the glen in 1841.