Consumer protection refers to the laws designed to aid retail consumers of goods and services that have been improperly manufactured, delivered, performed, handled, or described. Such laws provide the retail consumer with additional protections and remedies not generally provided to merchants and others who engage in business transactions, on the premise that the consumers do not enjoy a sufficient bargaining position with respect to the businessmen with whom they deal and therefore should not be strictly limited by the legal rules that govern recovery for damages among businessmen. The overarching goal is to protect individuals and the interest of the public in general from unfair and misleading activity in business and commerce (such as false advertising and deceptive trade practices) and scams perpetrated by criminals (such as identity theft and pyramid schemes) that harm a substantial number of consumers.
Panama is a village in Chautauqua County, New York, United States. The population was 491 at the 2000 census. The village is named after a large rock formation south of the village, called Panama Rocks. This site has become a tourist attraction, and the owners charge admission at the gate. The Village of Panama is in the northwest part of the Town of Harmony, New York. The village is at the junction of Route 474 (Main Street) and Route 33. The Panama Rocks scenic attraction is south of the village. It has Paleozoic fossils in an outcrop.