Consumer protection refers to the laws designed to aid retail consumers of goods and services that have been improperly manufactured, delivered, performed, handled, or described. Such laws provide the retail consumer with additional protections and remedies not generally provided to merchants and others who engage in business transactions, on the premise that the consumers do not enjoy a sufficient bargaining position with respect to the businessmen with whom they deal and therefore should not be strictly limited by the legal rules that govern recovery for damages among businessmen. The overarching goal is to protect individuals and the interest of the public in general from unfair and misleading activity in business and commerce (such as false advertising and deceptive trade practices) and scams perpetrated by criminals (such as identity theft and pyramid schemes) that harm a substantial number of consumers.
Paul Smiths is a hamlet in the Town of Brighton in Franklin County, New York, on Lower Saint Regis Lake, in the Adirondacks, 10 miles north of Saranac Lake, located at 44°26' North 74°15' West. The hamlet was named after the Paul Smith's Hotel (formally known as the Saint Regis House), founded in 1859 as one of the first wilderness resorts in Adirondacks by Apollos Smith. Paul Smith's College was built on the site of the hotel, and was funded by the estate of Smith's son Phelps, who died in 1937.