Consumer protection refers to the laws designed to aid retail consumers of goods and services that have been improperly manufactured, delivered, performed, handled, or described. Such laws provide the retail consumer with additional protections and remedies not generally provided to merchants and others who engage in business transactions, on the premise that the consumers do not enjoy a sufficient bargaining position with respect to the businessmen with whom they deal and therefore should not be strictly limited by the legal rules that govern recovery for damages among businessmen. The overarching goal is to protect individuals and the interest of the public in general from unfair and misleading activity in business and commerce (such as false advertising and deceptive trade practices) and scams perpetrated by criminals (such as identity theft and pyramid schemes) that harm a substantial number of consumers.
Richmond is a city largely within Wayne Township, Wayne County, in east central Indiana, which borders Ohio. The city also includes the Richmond Municipal Airport, which is in Boston Township and separated from the rest of the city. It is sometimes called the "cradle of recorded jazz" because some early jazz records were made here at the studio of Gennett Records, a division of the Starr Piano Company. Richmond is the county seat of Wayne County. The city's 2000 population was 39,124. In the 1990s, Richmond's population declined by 1.6 percent. Like many cities that formerly depended on manufacturing, Richmond is having to create a new economy. Its rich architectural heritage and Main Street attest to a strong base. The city has twice received the All-America City Award, most recently in a youth-initiated 2009 effort.