ERISA requires plans to provide participants with plan information including important information about plan features and funding; provides fiduciary responsibilities for those who manage and control plan assets; requires plans to establish a grievance and appeals process for participants to get benefits from their plans; and gives participants the right to sue for benefits and breaches of fiduciary duty. Attorneys may represent employees or they may represent the company in the design, preparation, and review of plan, trust, and employee communication documents to implement pension, profit sharing, employee stock ownership, fringe benefit, flexible benefit, and all types of employee welfare plans.
Ward Cove (also Wacker, Wacker City, or Wards Cove) is an unincorporated community in Ketchikan Gateway Borough, Alaska, United States. Its elevation is 164 feet (50 m), and it is located at 55°24′43″N 131°43′22″W / 55.41194°N 131.72278°W / 55.41194; -131.72278 (55.4119444, -131.7227778). Although it is unincorporated, it has a post office, with the ZIP code of 99928. This village is an extension of the settlement area of Ketchikan northwest along the highway. A saltery was established in Ward Cove in 1883-84 by W. W. Waud. Eugene Wacker was first postmaster of the Wacker post office, which was established 1920. The post office name was changed to Wards Cove in 1951 and then to Ward Cove in 1954. The village population was 57 at the 1930 census. The name "Ward Cove" was declared official in 1966 by the Board on Geographic Names. The settlement lies on the northern shore of Ward Cove, at the southwestern end of Revillagigedo Island, 4½ mi (northwest of Ketchikan, Alex. Arch.