ERISA requires plans to provide participants with plan information including important information about plan features and funding; provides fiduciary responsibilities for those who manage and control plan assets; requires plans to establish a grievance and appeals process for participants to get benefits from their plans; and gives participants the right to sue for benefits and breaches of fiduciary duty. Attorneys may represent employees or they may represent the company in the design, preparation, and review of plan, trust, and employee communication documents to implement pension, profit sharing, employee stock ownership, fringe benefit, flexible benefit, and all types of employee welfare plans.
Aptos is a census-designated place (CDP) in Santa Cruz County, California, United States. The population was 9,396 at the 2000 census. Aptos is an unincorporated area of Santa Cruz county, consisting of several small communities. The combined population of the CDPs generally considered as parts of Aptos is around 25,000: Aptos Village, the main business and commerce center on the northwest side of Hwy 1, between State Park Drive and Rio Del Mar Blvd. Seacliff, northwest of Hwy 1, west of Spreckels drive Rio Del Mar, south of Hwy 1, east of Spreckels, down to near Seascape Blvd. Seascape, south west of Hwy 1 La Selva Beach, farthest southeast, also west of Hwy 1. Aptos Hills-Larkin Valley, Day Valley north/east of Hwy 1.