ERISA requires plans to provide participants with plan information including important information about plan features and funding; provides fiduciary responsibilities for those who manage and control plan assets; requires plans to establish a grievance and appeals process for participants to get benefits from their plans; and gives participants the right to sue for benefits and breaches of fiduciary duty. Attorneys may represent employees or they may represent the company in the design, preparation, and review of plan, trust, and employee communication documents to implement pension, profit sharing, employee stock ownership, fringe benefit, flexible benefit, and all types of employee welfare plans.
Moraga (incorprating the former communities of Moraga Town, Rheem, and Rheem Valley) is an affluent suburban incorporated town located in Contra Costa County, California, United States, in the San Francisco Bay Area. It is named in honor of Joaquin Moraga, whose grandfather was José Joaquin Moraga, second in command to Juan Bautista de Anza. As of the 2000 census, Moraga was the 79th wealthiest place in the US with a population above 10,000. It is also the home of Saint Mary's College of California, a Catholic university with 3,962 undergraduate and postgraduate students in the 2007-2008 schoolyear. The college was originally located in San Francisco and then Oakland, but moved to Moraga in 1928. As of 2000, Moraga had a total population of 16,290, not including the college.