ERISA requires plans to provide participants with plan information including important information about plan features and funding; provides fiduciary responsibilities for those who manage and control plan assets; requires plans to establish a grievance and appeals process for participants to get benefits from their plans; and gives participants the right to sue for benefits and breaches of fiduciary duty. Attorneys may represent employees or they may represent the company in the design, preparation, and review of plan, trust, and employee communication documents to implement pension, profit sharing, employee stock ownership, fringe benefit, flexible benefit, and all types of employee welfare plans.
Needles is a city located on the western banks of the Colorado River in San Bernardino County, California. It is located in Mojave Valley, which straddles the California–Arizona border. The city is accessible via Interstate 40 and U.S. Route 95. The population was 4,830 at the 2000 census, and was estimated at 5,700 by mid-2008. Needles was named after "The Needles," a group of pointed rocks on the Arizona side of the river. There is a relatively large Mohave community, although they are not the majority.