ERISA requires plans to provide participants with plan information including important information about plan features and funding; provides fiduciary responsibilities for those who manage and control plan assets; requires plans to establish a grievance and appeals process for participants to get benefits from their plans; and gives participants the right to sue for benefits and breaches of fiduciary duty. Attorneys may represent employees or they may represent the company in the design, preparation, and review of plan, trust, and employee communication documents to implement pension, profit sharing, employee stock ownership, fringe benefit, flexible benefit, and all types of employee welfare plans.
Pala is a small, mostly Native American, community located in San Diego County, California near Fallbrook. It is east of Carlsbad in the San Diego-Carlsbad metro area. In the National Geographic Names Database it is officially catalogued as feature number 1661174. The community is in ZIP Code 92059, and inside area code 760. The community name may be derived from the Native American Cupeño or Luiseño language group term pal, meaning "water. " Another possible origin of the name is the Spanish word pala, which means "shovel. " The community is in the Pacific time zone. Pala is at an altitude of 404 feet, located at latitude 33°21′55″N 117°04′36″W / 33.36528°N 117.07667°W / 33.36528; -117.07667 (33.365N, longitude 117.075W).