ERISA requires plans to provide participants with plan information including important information about plan features and funding; provides fiduciary responsibilities for those who manage and control plan assets; requires plans to establish a grievance and appeals process for participants to get benefits from their plans; and gives participants the right to sue for benefits and breaches of fiduciary duty. Attorneys may represent employees or they may represent the company in the design, preparation, and review of plan, trust, and employee communication documents to implement pension, profit sharing, employee stock ownership, fringe benefit, flexible benefit, and all types of employee welfare plans.
Ramona is an unincorporated community (with some plans to incorporate) in San Diego County, California, USA. The United States Census Bureau had divided Ramona into two census-designated places, the Ramona CDP and the San Diego Country Estates CDP. The population of the CDPs, which does not include the fringe areas surrounding the CDPs, was 25,223 at the 2000 census. The Ramona Community Planning Area had a population of 33,404 at the 2000 census. The 1 January 2006 population of the Ramona Community Planning Area is estimated to be 36,405 by the San Diego Association of Governments (SANDAG).. USDA Hardiness Zones are 9b and 10a.