ERISA requires plans to provide participants with plan information including important information about plan features and funding; provides fiduciary responsibilities for those who manage and control plan assets; requires plans to establish a grievance and appeals process for participants to get benefits from their plans; and gives participants the right to sue for benefits and breaches of fiduciary duty. Attorneys may represent employees or they may represent the company in the design, preparation, and review of plan, trust, and employee communication documents to implement pension, profit sharing, employee stock ownership, fringe benefit, flexible benefit, and all types of employee welfare plans.
Rancho Santa Fe is a census-designated place (CDP) in San Diego County, California, United States and a bedroom community of San Diego . The population was 3,252 at the 2000 census. At $245,631, it is one of the highest income communities in the United States with at least 1,000 households. The CDP is primarily residential with one shopping avenue as well as several private schools, and single family residential areas situated on uncommonly large lots. Rancho Santa Fe has many strict architectural design codes as can be exemplified by several attempts from local residents to improve upon or build new residences. Forbes reported Rancho Santa Fe as having the third most expensive ZIP code in the United States, and most expensive in California, with a median home sale price of $2,585,000. Some homes in ZIP code 92067 but not within the CDP are valued at more than the median home-value within the Master Planned Community that makes up the official CDP, and many people who live within the 92067 ZIP code cite their community as Rancho Santa Fe even though they do not live within the strict boundaries of the Master Planned Community. The United States Postal Service also calls the entire 92067 and entire 92091 ZIP codes "Rancho Santa Fe". The downtown is centered around the intersection of Linea del Cielo/Paseo Delicias and La Granada/Via de Santa Fe. It is the site of offices of financial firms, restaurants, and small stores. A library and a school are also located here. The community directory, the Rancho Santa Fe Blue Book, is published annually to provide residents with a comprehensive account of businesses in and around Rancho Santa Fe. Rancho Santa Fe was one of the hardest hit communities during the 2007 Witch Creek fire. Hundreds of houses, many valued in the millions, burned to the ground as firefighters had difficulty accessing the more rugged areas with flames rapidly advancing due to strong Santa Ana winds. Several entire neighborhoods within the community were lost in the blaze.