ERISA requires plans to provide participants with plan information including important information about plan features and funding; provides fiduciary responsibilities for those who manage and control plan assets; requires plans to establish a grievance and appeals process for participants to get benefits from their plans; and gives participants the right to sue for benefits and breaches of fiduciary duty. Attorneys may represent employees or they may represent the company in the design, preparation, and review of plan, trust, and employee communication documents to implement pension, profit sharing, employee stock ownership, fringe benefit, flexible benefit, and all types of employee welfare plans.
Termo (also, Snowstorm and Armstrong) is an unincorporated community in Lassen County, California. It is located on the Southern Pacific Railroad 32 miles (51 km) north-northeast of Susanville, at an elevation of 5305 feet (1617 m). This town straddles U.S. Highway 395 north of Ravendale. In 1909, Termo was the terminus of the Nevada–California–Oregon Railway. The Termo post office opened in 1908, closed in 1914, and re-opened in 1915. Termo soils are on lake terraces and in lake basins and have slopes of 0 to 2 percent. The mean annual precipitation is 9 inches (230 mm) and the mean annual temperature is 45 °F (7 °C). The ZIP code is 96132 and the area code 530.