ERISA requires plans to provide participants with plan information including important information about plan features and funding; provides fiduciary responsibilities for those who manage and control plan assets; requires plans to establish a grievance and appeals process for participants to get benefits from their plans; and gives participants the right to sue for benefits and breaches of fiduciary duty. Attorneys may represent employees or they may represent the company in the design, preparation, and review of plan, trust, and employee communication documents to implement pension, profit sharing, employee stock ownership, fringe benefit, flexible benefit, and all types of employee welfare plans.
Climax was an unincorporated mining village and a former U.S. Post Office located in Lake County, Colorado. Climax was known for its large molybdenum ore deposit. The former Climax Post Office had the ZIP Code 80429. Climax is now an uninhabited ghost town, located along the Continental Divide at an elevation of about 11,360 feet (3465 meters). It was the highest human settlement in the United States, and it holds the record for having had the country's highest Post Office and the highest railroad station. The residential houses were all transported to the West Park subdivision of Leadville, Colorado, before 1965, leaving only the mining buildings standing.