ERISA requires plans to provide participants with plan information including important information about plan features and funding; provides fiduciary responsibilities for those who manage and control plan assets; requires plans to establish a grievance and appeals process for participants to get benefits from their plans; and gives participants the right to sue for benefits and breaches of fiduciary duty. Attorneys may represent employees or they may represent the company in the design, preparation, and review of plan, trust, and employee communication documents to implement pension, profit sharing, employee stock ownership, fringe benefit, flexible benefit, and all types of employee welfare plans.
Destin is a city located on the Emerald Coast of Florida, in Okaloosa County. The city styles itself "The World's Luckiest Fishing Village", and claims to have the largest fishing vessel fleet in the state of Florida. Destin is known for its white beaches and emerald-colored waters. Originating as a small fishing village, it is now a popular tourist destination – according to the Florida Department of Environmental Protection, over 80 percent of the Emerald Coast's 4.5 million visitors each year visit Destin. Destin is named after Captain Leonard Destin, a New London fishing master, who settled in the area around 1845 or 1850. He built a New England colonial home at the location of the Monroe Point military reservation. Captain Destin and his descendants fished the area for decades. The first condominiums were built in the 1970s, although Destin was not incorporated as a municipality until 1984. The city has experienced rapid growth since the 1980s. Destin is a principal city of the Fort Walton Beach–Crestview–Destin Metropolitan Statistical Area. The city is located on a peninsula separating the Gulf of Mexico from Choctawhatchee Bay. The peninsula was originally an island; hurricanes and sea level changes gradually connected the island to the mainland. Destin has a total area of 21.2 km² (8.2 mi²). 19.5 km² (7.5 mi²) of it is land and 1.7 km² (0.6 mi²) of it (7.95%) is water.