ERISA requires plans to provide participants with plan information including important information about plan features and funding; provides fiduciary responsibilities for those who manage and control plan assets; requires plans to establish a grievance and appeals process for participants to get benefits from their plans; and gives participants the right to sue for benefits and breaches of fiduciary duty. Attorneys may represent employees or they may represent the company in the design, preparation, and review of plan, trust, and employee communication documents to implement pension, profit sharing, employee stock ownership, fringe benefit, flexible benefit, and all types of employee welfare plans.
Coltons Point is an unincorporated community in what is popularly called the "Seventh District" of St. Mary's County, Maryland, United States. Here are located a small historical museum, a lighthouse, and a Catholic devotional monument to the miraculous medal. Seasonal boat service at times carries visitors the short distance to the shrinking, uninhabited St. Clement's Island, where in 1634 the first European settlers arriving in Maryland landed and celebrated the first Catholic Mass in English-speaking North America.