ERISA requires plans to provide participants with plan information including important information about plan features and funding; provides fiduciary responsibilities for those who manage and control plan assets; requires plans to establish a grievance and appeals process for participants to get benefits from their plans; and gives participants the right to sue for benefits and breaches of fiduciary duty. Attorneys may represent employees or they may represent the company in the design, preparation, and review of plan, trust, and employee communication documents to implement pension, profit sharing, employee stock ownership, fringe benefit, flexible benefit, and all types of employee welfare plans.
Elkton is a town in Cecil County, Maryland, United States. The population was 11,893 as of the 2000 census and 14,842 according to current July 2008 census estimates. It is the county seat of Cecil County. It was formerly called Head of Elk because it is located at the head of navigation on the Elk River, which flows into the nearby Chesapeake Bay. Elkton was once known as the "Gretna Green of the West" because of its popularity as a place for eloping couples to marry until a state law was passed in 1938 requiring a 48-hour waiting period. Still, the town maintains several wedding chapels. The crash of Pan Am Flight 214, which was struck by lightning, occurred near Elkton on December 8, 1963. The crash of Pan Am Flight 214 was registered in the Guinness Book of World Records (2005) as the "Worst Lightning Strike Death Toll."