ERISA requires plans to provide participants with plan information including important information about plan features and funding; provides fiduciary responsibilities for those who manage and control plan assets; requires plans to establish a grievance and appeals process for participants to get benefits from their plans; and gives participants the right to sue for benefits and breaches of fiduciary duty. Attorneys may represent employees or they may represent the company in the design, preparation, and review of plan, trust, and employee communication documents to implement pension, profit sharing, employee stock ownership, fringe benefit, flexible benefit, and all types of employee welfare plans.
Germantown is an urbanized census-designated place (CDP) in Montgomery County, Maryland in the United States. It is the sixth most populous CDP in Maryland with an estimated population of 85,000 as of 2005. If it were to incorporate along CDP boundaries, it would become the second largest incorporated city in Maryland. . It is located approximately 20 miles outside of Washington DC and part of the Washington Metropolitan Area Germantown has the assigned ZIP Codes of 20874 and 20876 for delivery and 20875 for post office boxes. It is the only "Germantown, Maryland" recognized by the United States Postal Service, even though there are technically three others, one in Anne Arundel County, one in Baltimore County, and one in Worcester County.