ERISA requires plans to provide participants with plan information including important information about plan features and funding; provides fiduciary responsibilities for those who manage and control plan assets; requires plans to establish a grievance and appeals process for participants to get benefits from their plans; and gives participants the right to sue for benefits and breaches of fiduciary duty. Attorneys may represent employees or they may represent the company in the design, preparation, and review of plan, trust, and employee communication documents to implement pension, profit sharing, employee stock ownership, fringe benefit, flexible benefit, and all types of employee welfare plans.
Mount Savage is an unincorporated community in Allegany County, Maryland, United States. A small blue-collar community, Mount Savage lies at the base of Big Savage Mountain in the Allegheny Mountains, between the cities of Frostburg and Cumberland. It began as a small farming settlement in the mid-1800s, but it was not until 1844 that the region was put on the nation's map with the pressing of the first iron rail in the United States. After this claim to fame, Mount Savage became the fifth largest city in Maryland. Named as the headquarters for the Mount Savage Railroad and later the Cumberland and Pennsylvania Railroad, the area was deemed an industrial center. In addition to the rail businesses, Mount Savage attracted a foundry, two brick refractories, and several local merchants. In this company town, the industries shaped the economy and topography of Mount Savage, building housing for workers and donating land for schools, churches, and other public buildings. It was a cultural melting pot attracting English businessmen and Irish, Scottish, Welsh, Italian, and German workers. With this diverse mix of cultures, the identity of Mount Savage was molded into a close-knit community. Despite the loss of the industries to the region, Mount Savage continues to celebrate its hard-working traditions.