ERISA requires plans to provide participants with plan information including important information about plan features and funding; provides fiduciary responsibilities for those who manage and control plan assets; requires plans to establish a grievance and appeals process for participants to get benefits from their plans; and gives participants the right to sue for benefits and breaches of fiduciary duty. Attorneys may represent employees or they may represent the company in the design, preparation, and review of plan, trust, and employee communication documents to implement pension, profit sharing, employee stock ownership, fringe benefit, flexible benefit, and all types of employee welfare plans.
Ayer is a town in Middlesex County, Massachusetts, United States. Originally part of Groton, it was incorporated in 1871 and became a major commercial railroad junction. The town was home to Camp STevens during the Civil War. Then Fort Devens, a federal army camp was established to train New England soldiers for World War I. Devens was a major influence in the area until its closure in 1994. The population was 7,287 at the 2000 census. For geographic and demographic information on specific parts of the town of Ayer, please see the articles on Ayer (CDP) and Devens, Massachusetts.