ERISA requires plans to provide participants with plan information including important information about plan features and funding; provides fiduciary responsibilities for those who manage and control plan assets; requires plans to establish a grievance and appeals process for participants to get benefits from their plans; and gives participants the right to sue for benefits and breaches of fiduciary duty. Attorneys may represent employees or they may represent the company in the design, preparation, and review of plan, trust, and employee communication documents to implement pension, profit sharing, employee stock ownership, fringe benefit, flexible benefit, and all types of employee welfare plans.
Cloquet is a city in Carlton County, Minnesota, United States, located at the junction of Interstate 35 and Minnesota State Highway 33. A portion of the city lies within the Fond du Lac Indian Reservation and also serves as one of three administrative centers for the Indian Reservation. The population was 11,201 at the 2000 census. Cloquet is located on the St. Louis River.