ERISA requires plans to provide participants with plan information including important information about plan features and funding; provides fiduciary responsibilities for those who manage and control plan assets; requires plans to establish a grievance and appeals process for participants to get benefits from their plans; and gives participants the right to sue for benefits and breaches of fiduciary duty. Attorneys may represent employees or they may represent the company in the design, preparation, and review of plan, trust, and employee communication documents to implement pension, profit sharing, employee stock ownership, fringe benefit, flexible benefit, and all types of employee welfare plans.
Hermantown is a city in St. Louis County, Minnesota, USA. The population was 7,448 at the 2000 census. A suburb of Duluth, Minnesota, it has been the only city in the county to report population growth as much of the area's residential and commercial expansion occurs there. Hermantown is located on the tip of Lake Superior. The eastern section of the city has an appearance typical of a lower-density bedroom community, with large, leafy lots and occasional subdivisions. The car-oriented "mall area" Miller Trunk Corridor of Duluth has sprawled well past the border into this part of Hermantown. The western part is dominated by a more rural landscape, reminiscent of the past agricultural focus of the city. Hermantown's motto is "The City of Quality Living ". One of Hermantown's more interesting features is the proliferation of "Jackson Homes" on certain roads. These single-family dwellings were built during the Great Depression as subsistence homesteads. Many today retain their original brick appearance, albeit with additions. Hermantown's current mayor is Wayne Boucher, who won a 2008 election against opponent Susie Stockinger.