ERISA requires plans to provide participants with plan information including important information about plan features and funding; provides fiduciary responsibilities for those who manage and control plan assets; requires plans to establish a grievance and appeals process for participants to get benefits from their plans; and gives participants the right to sue for benefits and breaches of fiduciary duty. Attorneys may represent employees or they may represent the company in the design, preparation, and review of plan, trust, and employee communication documents to implement pension, profit sharing, employee stock ownership, fringe benefit, flexible benefit, and all types of employee welfare plans.
Kerkhoven is a city in Swift County, Minnesota, United States, located roughly 100 miles (160 km) west of the Twin Cities region of Minneapolis/St. Paul along U.S. Route 12. It was incorporated as a city in 1881, largely due to the railroad recently built there. The population was 759 at the 2000 census. Kerkhoven is home to Kerkhoven-Murdock-Sunburg High School on the west side of the community. The current building (which replaced the 1904 McKinley Building complex) was constructed in 1994. Kerkhoven's population has declined during the past 50 years due to the decline of agriculture based jobs. The community is home to Lutheran, Baptist, Presbyterian, and Evangelical Free churches. The local high school (Kerkhoven-Murdock-Sunburg Fighting Saints) claimed the 2008 Minnesota High School Football Class A Championship by defeating Royalton, MN.