ERISA requires plans to provide participants with plan information including important information about plan features and funding; provides fiduciary responsibilities for those who manage and control plan assets; requires plans to establish a grievance and appeals process for participants to get benefits from their plans; and gives participants the right to sue for benefits and breaches of fiduciary duty. Attorneys may represent employees or they may represent the company in the design, preparation, and review of plan, trust, and employee communication documents to implement pension, profit sharing, employee stock ownership, fringe benefit, flexible benefit, and all types of employee welfare plans.
Hannibal is a city in Marion and Ralls counties in the U.S. state of Missouri. Hannibal is located at the intersection of Interstate 72 and U.S. Routes 24, 36 and 61, approximately 100 miles (160 km) northwest of St. Louis. The population was estimated at 17,432 in 2008. The Hannibal Micropolitan Statistical Area is composed of Marion and Ralls Counties.