ERISA requires plans to provide participants with plan information including important information about plan features and funding; provides fiduciary responsibilities for those who manage and control plan assets; requires plans to establish a grievance and appeals process for participants to get benefits from their plans; and gives participants the right to sue for benefits and breaches of fiduciary duty. Attorneys may represent employees or they may represent the company in the design, preparation, and review of plan, trust, and employee communication documents to implement pension, profit sharing, employee stock ownership, fringe benefit, flexible benefit, and all types of employee welfare plans.
Zalma, once known as Bollinger's Mill, is a small river town quietly nestled on the banks of the winding Castor River at a point where the river makes a horseshoe bend in southern Bollinger County in Southeast Missouri. When the railroad moved to town, the name Bollinger's Mill was changed to Zalma, named after a railroad worker named Zalma Block. Zalma used to be a busy town of 300 residents. As of the 2000 U.S. Census, it had a population of 93. A 2008 estimate, however, showed the population to be 94, an increase of 1.08%. Zalma was not officially recognized until January 25, 1910. Zalma is said to come from a Native American word meaning "the end. " Zalma is part of the Cape Girardeau–Jackson, MO-IL Metropolitan Statistical Area.