ERISA requires plans to provide participants with plan information including important information about plan features and funding; provides fiduciary responsibilities for those who manage and control plan assets; requires plans to establish a grievance and appeals process for participants to get benefits from their plans; and gives participants the right to sue for benefits and breaches of fiduciary duty. Attorneys may represent employees or they may represent the company in the design, preparation, and review of plan, trust, and employee communication documents to implement pension, profit sharing, employee stock ownership, fringe benefit, flexible benefit, and all types of employee welfare plans.
Cliffwood is an unincorporated area within Aberdeen Township in Monmouth County, New Jersey, United States. The area is served as United States Postal Service ZIP Code 07721. As of the United States Census, 2000, the population for ZIP Code Tabulation Area 07721 was 2,573. Cliffwood is the home of Guadalcanal Veterans of Foreign Wars (VFW) Post Number 4745, which is used as a community hall, rental facility, and polling place for elections. The post's ladies auxiliary includes elected offices of president, senior vice president, junior vice president, secretary, treasurer, and three trustees with staggered three-year terms. Other positions include chaplain, conductress, guard, and patriotic instructor. Adjacent to the VFW Post is Veterans of Foreign Wars Park (VFW Park), which contains Alvin Ross Memorial Field. The field, which has two softball diamonds, backstops,, team benches, and bleachers, is used for local children's and adults' softball and soccer leagues scheduled by the Aberdeen Township Department of Parks and Recreation. The Aberdeen Township Public Service Facility on Lenox Road is the maintenance and recycling facility for the township.