ERISA requires plans to provide participants with plan information including important information about plan features and funding; provides fiduciary responsibilities for those who manage and control plan assets; requires plans to establish a grievance and appeals process for participants to get benefits from their plans; and gives participants the right to sue for benefits and breaches of fiduciary duty. Attorneys may represent employees or they may represent the company in the design, preparation, and review of plan, trust, and employee communication documents to implement pension, profit sharing, employee stock ownership, fringe benefit, flexible benefit, and all types of employee welfare plans.
Ringwood is a borough in Passaic County, New Jersey, United States. As of the United States 2000 Census, the borough population was 12,396. It is the home of Ringwood State Park which contains the State Botanical Garden, the Shepherd Lake Recreation Area, and Skylands and Ringwood Manors. The Borough of Ringwood was incorporated by an Act of the New Jersey Legislature on February 23, 1918, from a "portion of the Township of Pompton", as one of three boroughs formed from Pompton Township, joining Bloomingdale and Wanaque, based on the results of a referendum held on March 22, 1918. The first organizational meeting of the Borough Council took place in the existing Borough Hall on May 6, 1918