ERISA requires plans to provide participants with plan information including important information about plan features and funding; provides fiduciary responsibilities for those who manage and control plan assets; requires plans to establish a grievance and appeals process for participants to get benefits from their plans; and gives participants the right to sue for benefits and breaches of fiduciary duty. Attorneys may represent employees or they may represent the company in the design, preparation, and review of plan, trust, and employee communication documents to implement pension, profit sharing, employee stock ownership, fringe benefit, flexible benefit, and all types of employee welfare plans.
Spotswood is a Borough in Middlesex County, New Jersey, United States. As of the United States 2000 Census, the borough population was 7,880. The ZIP code is 08884. Spotswood was incorporated as a borough by an Act of the New Jersey Legislature on April 15, 1908, from portions of East Brunswick Township, based on the approval of a referendum held on May 12, 1908. It was originally called "Spotteswood."