ERISA requires plans to provide participants with plan information including important information about plan features and funding; provides fiduciary responsibilities for those who manage and control plan assets; requires plans to establish a grievance and appeals process for participants to get benefits from their plans; and gives participants the right to sue for benefits and breaches of fiduciary duty. Attorneys may represent employees or they may represent the company in the design, preparation, and review of plan, trust, and employee communication documents to implement pension, profit sharing, employee stock ownership, fringe benefit, flexible benefit, and all types of employee welfare plans.
Ojo Caliente is a small unincorporated community in Taos County, New Mexico, United States. It lies along U.S. Route 285 near the Rio Grande. The state capital, Santa Fe lies south of Ojo Caliente, which sits between Espanola and Taos, approximately 50 miles southeast of Ghost Ranch. The community is known for its hot springs.