ERISA requires plans to provide participants with plan information including important information about plan features and funding; provides fiduciary responsibilities for those who manage and control plan assets; requires plans to establish a grievance and appeals process for participants to get benefits from their plans; and gives participants the right to sue for benefits and breaches of fiduciary duty. Attorneys may represent employees or they may represent the company in the design, preparation, and review of plan, trust, and employee communication documents to implement pension, profit sharing, employee stock ownership, fringe benefit, flexible benefit, and all types of employee welfare plans.
Balsam is an unincorporated community located in the Scott Creek township of Jackson County, in the Blue Ridge Mountains of Western North Carolina, USA. As of the 2000 census, the town had a total population of 49. There is one United States Post Office in the town. The Zip Code is 28707. Balsam is located near Balsam Gap, a mountain pass between the Great Balsam Mountains and the Plott Balsams, two of the highest ranges in the Appalachian Mountains. The town and ranges are named after the nicknames of the red spruce and Fraser fir ("he-balsam" and "she-balsam," respectively), which are the dominant tree types at the highest elevations in the Southern Appalachian mountains.