ERISA requires plans to provide participants with plan information including important information about plan features and funding; provides fiduciary responsibilities for those who manage and control plan assets; requires plans to establish a grievance and appeals process for participants to get benefits from their plans; and gives participants the right to sue for benefits and breaches of fiduciary duty. Attorneys may represent employees or they may represent the company in the design, preparation, and review of plan, trust, and employee communication documents to implement pension, profit sharing, employee stock ownership, fringe benefit, flexible benefit, and all types of employee welfare plans.
Ocean Isle Beach is a town located in Brunswick County, North Carolina, United States. The population was 426 at the 2000 census. It is part of the Wilmington Metropolitan Statistical Area. Located at the southern end of North Carolina's Atlantic Ocean coastline, with access to the Atlantic Intracoastal Waterway, Ocean Isle Beach has many beach houses and second homes, and is a tourist attraction because of its beauty, atmosphere, and proximity to other major beach towns. On October 28, 2007, the tiny, normally quiet community found itself in worldwide news as an early Sunday morning four-alarm fire at a three-story beach house occupied by 13 college students claimed seven lives, injuring six more. Widespread publicity and the magnitude of the tragedy of the Ocean Isle Beach house fire renewed public interest on issues in many communities which included fire safety, building codes, flamability of materials, and fire suppression methods such as sprinkler systems, as well as the potential benefits of monitored fire alarm systems, which can be added to existing structures at relatively minimal costs.