ERISA requires plans to provide participants with plan information including important information about plan features and funding; provides fiduciary responsibilities for those who manage and control plan assets; requires plans to establish a grievance and appeals process for participants to get benefits from their plans; and gives participants the right to sue for benefits and breaches of fiduciary duty. Attorneys may represent employees or they may represent the company in the design, preparation, and review of plan, trust, and employee communication documents to implement pension, profit sharing, employee stock ownership, fringe benefit, flexible benefit, and all types of employee welfare plans.
Calumet is an unincorporated community in Mount Pleasant Township, Westmoreland County, Pennsylvania, United States. Although the United States Census Bureau includes it in a census-designated place with the nearby community of Norvelt, they are in reality two very different communities, each reflecting a different chapter in how the Great Depression affected rural Pennsylvanians. Calumet was a typical "patch town", built by a single company to house coal miners as cheaply as possible. The closing of the Calumet mine during the Great Depression caused enormous hardship in an era when unemployment compensation and welfare payments were non-existent. On the other hand, Norvelt was created during the depression by the US federal government as a model community, intended to increase the standard of living of laid-off coal miners.