ERISA requires plans to provide participants with plan information including important information about plan features and funding; provides fiduciary responsibilities for those who manage and control plan assets; requires plans to establish a grievance and appeals process for participants to get benefits from their plans; and gives participants the right to sue for benefits and breaches of fiduciary duty. Attorneys may represent employees or they may represent the company in the design, preparation, and review of plan, trust, and employee communication documents to implement pension, profit sharing, employee stock ownership, fringe benefit, flexible benefit, and all types of employee welfare plans.
Haverford is an unincorporated community located partially in Haverford Township in Delaware County, Pennsylvania, USA, but primarily in Lower Merion Township in Montgomery County, about 10 miles west of Philadelphia. It is on the Main Line, which is known historically for its wealth. As of 2004, the average home price in the Haverford ZIP Code 19041 was $795,736USD. ZIP Code 19041 borders the unincorporated portion of Haverford Township called "Havertown," as well as the unincorporated communities of Bryn Mawr, Gladwyne, Ardmore, Wynnewood, and a small portion of Broomall. Haverford's name is derived from the name of the town of Haverfordwest in Wales, UK. One translation of the word "Haverford" from the Welsh is "goat crossing. " Today, Haverford is most notable for being the site of Haverford College and one of the United States' oldest country clubs, the Merion Cricket Club. The town is connected to central Philadelphia by the SEPTA R5 commuter rail system and Norristown High Speed Line. It is in the Eastern Standard time zone. Its elevation is 318 feet.