Estate planning is the process of anticipating and arranging for the disposal of an estate. Estate planning typically attempts to eliminate uncertainties over the administration of a probate and maximize the value of the estate by reducing taxes and other expenses. Estate planning attorneys advise clients on their options for disposition of real and personal property after death, and create any number of necessary documents pertaining to the estate and finances of the client -- including wills and trusts. Estate planning law attorneys also assist clients in setting out their end-of-life health care wishes through living wills and health care powers of attorney.
Mount Savage is an unincorporated community in Allegany County, Maryland, United States. A small blue-collar community, Mount Savage lies at the base of Big Savage Mountain in the Allegheny Mountains, between the cities of Frostburg and Cumberland. It began as a small farming settlement in the mid-1800s, but it was not until 1844 that the region was put on the nation's map with the pressing of the first iron rail in the United States. After this claim to fame, Mount Savage became the fifth largest city in Maryland. Named as the headquarters for the Mount Savage Railroad and later the Cumberland and Pennsylvania Railroad, the area was deemed an industrial center. In addition to the rail businesses, Mount Savage attracted a foundry, two brick refractories, and several local merchants. In this company town, the industries shaped the economy and topography of Mount Savage, building housing for workers and donating land for schools, churches, and other public buildings. It was a cultural melting pot attracting English businessmen and Irish, Scottish, Welsh, Italian, and German workers. With this diverse mix of cultures, the identity of Mount Savage was molded into a close-knit community. Despite the loss of the industries to the region, Mount Savage continues to celebrate its hard-working traditions.