Estate planning is the process of anticipating and arranging for the disposal of an estate. Estate planning typically attempts to eliminate uncertainties over the administration of a probate and maximize the value of the estate by reducing taxes and other expenses. Estate planning attorneys advise clients on their options for disposition of real and personal property after death, and create any number of necessary documents pertaining to the estate and finances of the client -- including wills and trusts. Estate planning law attorneys also assist clients in setting out their end-of-life health care wishes through living wills and health care powers of attorney.
Delmar is a hamlet in the town of Bethlehem, Albany County, New York. A census-designated place (CDP) has been established since 1980 by the US Bureau of Census for tabulating the population of what the census has defined as the boundaries of the urbanized area in and around Delmar. The population was 8,292 at the 2000 census. It is a suburb of the neighboring city of Albany. NY Route 443 (Delaware Avenue) which bisects the community is the major thoroughfare, main street, and route to Albany. In 2005, CNN/Money Magazine named the Delmar ZIP Code (an area larger than the Delmar hamlet or CDP) as one of the "Best Places to Live" in America, rating it the 22nd best place to live among what it called "Great American Towns."