Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Anniston is a city in Calhoun County in the state of Alabama, United States. As of the 2000 census, the population of the city is 24,276. According to the 2005 U.S. Census estimates, the city had a population of 23,741. The city is the county seat of Calhoun County and one of two urban centers/principal cities of and included in the Anniston-Oxford Metropolitan Statistical Area. Named the The Model City by Atlanta newspaperman Henry W. Grady for its careful planning in the late 1800s, the city is situated on the slope of Blue Mountain.