Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Crane Hill (also Cranehill or Springhill) is an unincorporated community in Cullman County, Alabama, United States. It is located at 34°5′38″N 87°3′47″W / 34.09389°N 87.06306°W / 34.09389; -87.06306 (34.0939910, -87.0630624). This community has a local post office, fire department, a Dollar General, a gas station (DJ's Texaco), a few churches. Mt. Hope Missionary Baptist Church is notably the oldest church in the community. The church was originally built in 1877, the same year Cullman became a county. The church has been moved several times throughout the years. The church now sits besides DJ's Texaco, and the church building was erected in 1962. The minister during that time was Whitt Harbison. Currently, Patrick Cleghorn is the minister of the church since 2004. Also, from 1904-1996, Dowling Jr. High School used to be the main spectacle of the community. The school had some very special memories. In 1936, the school caught on fire, but was rebuilt soon after. Everyone that ever attended that school was family. It was a relatively small school population wise. In 1996, arsonists burned down the school and it was a very heartbreaking event to many residents of the community. The school was never rebuilt. The main highway that runs through Crane Hill, is 222. Also, Crane Hill has a bank (People's Bank). Also, it has a senior center where senior citizens congregate every week. The community is mainly Caucasian, with a few people of Indian and Irish descent.