Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Dothan is a city located in the southeastern corner of the U.S. state of Alabama, situated approximately twenty miles west of the Georgia state line and eighteen miles north of Florida. It is the seat of Houston County, with portions extending into nearby Dale County and Henry County. Its name derives from Genesis 37:17: "let us go to Dothan. " According to 2007 Census Bureau estimates, the city's population was 65,447, making it the largest town in this part of the state. Dothan is the principal city of the Dothan Metropolitan Statistical Area which encompasses all of Geneva, Henry, and Houston counties (the small portion that lies in Dale County is part of the Enterprise–Ozark Micropolitan Statistical Area); the combined population for the entire Dothan metropolitan area in 2000 was 137,916. The city serves as the main transportation and commercial hub for a significant part of southeastern Alabama, southwest Georgia, and nearby portions of the Florida Panhandle. Since one-fourth of the U.S. peanut crop is grown nearby, with much of it being processed in the city, Dothan calls itself "The Peanut Capital of the World."