Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Harpersville is a town in Shelby County, Alabama, United States. At the 2000 census the population was 1,620. The small town is growing due to the growth of big business on Highway 280. The town contains Morgan Creek Winery, Baker's Christmas Tree Farm, a historic graveyard, Sunbelt sod farm, a drive in movie theater, numerous cotton fields, a public park, two private schools, and numerous subdivisions. The current mayor, Theoangelo Perkins, is the first African American mayor in Shelby County.