Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Hartselle is the second largest city in Morgan County, Alabama, United States, about 10 miles (16 km) south of Decatur, and is included in the Decatur Metropolitan Area, and the Huntsville-Decatur Combined Statistical Area. As of the 2006 census estimates, the population of the city is 13,479. Hartselle was founded in 1870 with the arrival of the South and North Alabama Railroad. It takes its name from George Hartselle, one of the railroad's owners. The post office open in 1873. Most of the oldest buildings were destroyed by a disastrous fire in 1916.