Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Lillian is an unincorporated community in eastern Baldwin County, Alabama, United States. Lillian sits on the north shore of Perdido Bay. It is the second-largest organized unincorporated community in Baldwin County. As of March 12, 2006, the Mobile Register reported that the community is trying to incorporate itself to stop it from being annexed by the city of Orange Beach, the third fastest growing in Baldwin County, Alabama and first in annexing communities around it. The community was named for Lillian Kee, the daughter of William Thomas Kee, postmaster. Lillian post office was established in 1884. Lillian is part of the Daphne–Fairhope–Foley Micropolitan Statistical Area.