Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Mentone is a town in DeKalb County, Alabama, United States. At the 2000 census the population was 451. Mentone is home to many private summer camps, including Camp Desoto for girls, Camp Laney for boys, Alpine Camp for boys, Camp Skyline Ranch for girls, Lookout Mountain Camp for boys, and others. During the summer, the population more than doubles. During the winter it is famous for being the only place with snow skiing in Alabama, at Cloudmont Ski and Golf Resort. In April 2003, it was the town nearest to the epicenter of a magnitude 4.6 earthquake. The surprise quake alarmed residents in the dark hours of the morning and was felt across several states, but caused no injuries and only minor damage even in the town. Mentone is in the ridge and valley region of the far southwestern Appalachian Mountains, an area that generally goes several decades between significant earthquakes, and has never had a major one in recorded history.